Credit Cards

Do you have a credit card? Have you used it to make certain transactions? With the credit card, you can make payment without using debit card from your wallet. In this chance, I will give my opinion about the case application.

case application

Jack uses his credit card for almost all purchases. He charges gas purchases, clothing, food, and other living expenses. What is your opinion of this money management habit?

You can use credit cards for almost every purchases. But, it's not always an easy choice. It's better to arrange spending when using credit card. Having a credit card to use in case of an emergency sounds like a good idea. In this case, if Jack using credit cards wisely so he will paying off his balances in full every single month, that's no matter. But if he don't pay off his card every month, he have to pay interest on the amount he owe. So, if Jack's habit result in overspending and paying more, I think he should be reduce his habit to avoid the possibility of greater losses.

So, I think using credit cards isn't problem, as long as we should be able to control our expenses and pay the credit cards on the due date. 💰